When a loved one needs care at home, families often face two challenges: finding the right help and figuring out how to pay for it. Medicare may not cover everything, and traditional long-term care insurance can be slow to issue or difficult to qualify for.
Home recovery insurance plans can pay cash benefits directly to you or your chosen provider, starting from the first day of qualification, with no deductible or elimination period and no prior hospital stay required.
That means faster access to funds you can use for personal care, homemaker services, nursing, therapy, and companion care from licensed or approved providers you choose.